Baccarat Online | Ultimate Guide to Playing Online Baccarat

Baccarat is one of the oldest casino games to exist. It is also one of the most popular among high rollers and Asian-Pacific players. The advent of the internet has helped bring this historical game to online casinos. When you play Baccarat online, you can play a virtual dealer, table game, or live dealer. To help you with online Baccarat this guide was created, we are going to discuss how to play Baccarat and explain the rules of Baccarat. This guide to Baccarat online explains how to win real money.

How to Start

To play real money Baccarat, a player needs to establish an online account with an online casino.

  • Review the online casinos that offer you this game or the variations of the game.
  • Set up a real money account, if you want to keep any winnings you earn.
  • Make a deposit and accept a welcome bonus.
  • Find the game version and start playing.

Rules of Baccarat

It is possible that you do not understand online Baccarat rules. You may not have played the game. Before playing real money Baccarat online, let’s look at the way you play the game.

Object of the Game

You need to win against the house, which is a win against the dealer. There are only three outcomes in Baccarat. A player can win, the banker wins, or a tie occurs. To win against the dealer or to win the bet placed on the dealer, a player needs to see a natural 8 or 9 in the hand they wagered to win.

Rules of Play

Baccarat is usually played with eight decks of cards. Each card has a value, which will be explained later. Players can wager on their hand or the banker’s hand. It is also possible to play a side bet that says a tie will occur. All bets are placed before the hands are dealt.

Player's Hand

The player is given two cards. The player needs 9 to automatically win. A third card can be dealt depending on the situation.

Banker's Hand

The banker also receives two cards. Like the player hand, the dealer can have a natural 9 and win, or another card may be required to attempt a win.

Stand or Take a Third Card

A player or banker can obtain a third card based on specific rules. A player can draw a third card, if the total is 5 or less. However, a player or the banker has to stand if the value is 6 or 7. There is a table that shows when a banker will draw or stand with the cards the banker has.


The hand that wins is the one that has the greater score. For example, if the banker holds 6 and the player holds 7, the player wins. When a tie happens, in which the player and banker have the same value hand, the bet is pushed, and another game is played to determine who will win.

Baccarat Card Values

The goal of the game is to have a natural 8 or 9 in the hand the player wagered to win.

CARD VALUES – the ace is equal to 1. The 2 through 9 are the “face” value, meaning a 2 is 2 points. The 10 and all other face cards, besides the ace are 0.

Let’s say a player receives a 9 and 7. The total is 16, when the values are added together. However, the 1 is dropped from the total, so the hand becomes a 6-point hand.

Baccarat Payouts

Figuring out the payout for the hands is important to understand how one should strategize and wager on the game.

 Player's Hand

The player’s hand is the winner if the points are higher for the player. If the player wagered on their hand, then the player will win even money.

Banker's Hand

If the player wagered on the banker holding the winning hand, the win is 19 to 20, which is even money less the 5% commission paid to the house.

A Tie

If a tie happens, the casinos tend to pay 8 to 1.

It is also possible for a player to have a pair or the banker to have a pair. If the cards are pairs, then the win is 10 to 1. The banker pays less due to the positional advantage. The banker knows more after the player’s hand is revealed and played.

Why Play Baccarat Online

Playing Baccarat online provides several advantages.

  • Players can choose if they are going to play a table game with a virtual or live dealer, or a virtual game, with a video style game.
  • Players are at home, in a controlled setting, with regards to distractions. It makes it easier for the player to concentrate and be comfortable.
  • At home the player can drink, eat, or enjoy what they wish because there are no casino rules to stop them, such as smoking while playing.

Baccarat Strategy

Figuring out how to play the game is essential for any person who wants to win at the game. Given the different bets one can wager, it is important to decide what bet to make based on what the outcome might be during game play. Unfortunately, wagers are made before the cards are dealt. In a table game setting, there is a player and a banker, but the other people standing around the table are those who make the wagers.

If a banker has 4, 5, 6, or 7, the banker will typically stand as long as the player hand is 0 up to 9, based on what the banker reveals. For example, if the banker has a 4, they will stand when the player has a 0 or 1. If the banker has a 7, and the player has 0 through 9 for the third card, the banker will stand. It is important to assess the banker drawing rules chart to figure out the strategy.

One should also read the rules of the game to decide if the game is played with 8 decks. Card counting is not a possible strategy to decide the bet. The better option is to watch for a while and see how the game is weighted. It is also best to know the probability of certain hands, such as whether the dealer is more likely to gain the win each time versus the player. With only three main bets to place, it is a more advantageous game to wager on than trying to wager on a single number or group of numbers in a game like Roulette.


You may have a lot of questions left regarding online Baccarat. To help answer those questions and make you more comfortable playing the game, continue reading.


Where can I play online Baccarat?

There are thousands of online casinos; however, it is a good idea to read reviews about casinos available in your country before you choose to sign up for an account at an online casino.


Can I play the game via a mobile device?

Yes, there are mobile casino apps and websites that make it possible for you to play the game via your phone, tablet, or laptop.


Can I win real money playing Baccarat online?

Yes, the game is most often provided in a real-money Baccarat version versus demo.


Why do I want to play Baccarat?

The game offers a low house edge, with three bets, which helps players have an advantage versus other online casino games. The advantages make it worth learning and playing the game. Best of all, you can wager on the banker, player, or that the hand will end in a tie.


How do I get my winnings?

You will visit the banking page for the online casino, select withdraw, and send the money to your account that you used for the deposit.


Baccarat is one of those interesting Table Games because the player and banker are not the only one’s making a wager as to who will win. Other people can sit at the table or stand around the table and make a wager as to who is going to win or if a tie will result. The way to win the game is to assess the probability of the cards and strategize based on previous wins. Given that the table game is typically played with eight decks, card counting is not possible. It is also harder to say who might win, when wagers have to be placed before the cards are shown. The good news is that players can assess previous hands to figure out the likelihood of certain outcomes. In most casinos, the house edge makes the game more favorable that the casino will win. In Baccarat, there is also a better potential for the player to have the winning hand since it is one hand against another.  

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