Atlantic City Blackjack Online | The Ultimate Guide to Playing Atlantic City Blackjack

Online Atlantic City Blackjack is a variant based on the actual game created in Atlantic City, New Jersey. It was designed to provide favorable outcomes to players based on certain dealer rules that make it harder for the dealer to win against the player. For example, a dealer has to stand on a hard or soft 17, which means if the dealer has an ace and 6 in their hand, it could be a 7 or 17, and the player could win if they have 17 or 18. The real-money Atlantic City Blackjack game also has a decent house edge, despite the numerous decks. Real-money Atlantic City Blackjack online has 8 decks, of 52 cards. It means there are more aces and high value cards than the standard game, but with that comes a challenge in determine the potential outcome of a hit, if you decide you want another card to try to make 21.

What is Atlantic City Blackjack?

Atlantic City Blackjack online is based on the game made popular in Atlantic City land-based casinos. It is also a Microgaming powered technology that provides the virtual and video style game to players. Blackjack is an American game that has seen variation changes over the years to keep players happy and having fun with a game that has only one goal—get a total of 21 to win against the dealer’s hand. It is important for players to understand Atlantic City Blackjack rules before playing the game because the rules are where the game differs from the standard. Atlantic City Blackjack is played with eight decks to prevent card counting. The dealer also has very specific rules they must follow, which can make the game more favorable to the player.

Atlantic City Blackjack Rules

Standard Blackjack rules and Atlantic City Blackjack rules will differ slightly. Here are the rules for Atlantic City games.

  • The Dealer must draw on any hand that is 16 or less.
  • The Dealer must stand on any hand that is 17 to 21.
  • Players can double on the initial hand.
  • Players can split any initial pairing.
  • Doubling after a split is allowed, but if a re-split can occur, one cannot double on the re-split.
  • If the player has two aces, they must split them, and then only one card will be given to attempt making 21.
  • Blackjack pays 1 ½ to 1.
  • Insurance is 2 to 1.
  • The game does include late surrender.
  • The game uses 8 decks of cards.

How to Play Atlantic City Blackjack?

When learning how to play Atlantic City Blackjack, note that strategy is as important as the steps available in game play.

  • Open the game.
  • Decide how much you want to wager on the round and select that option.
  • The game will deal two cards to you and show a face up card for the dealer.
  • Based on the dealer’s revealed card and your cards, you decide if you want to hit, stand, split, or double. You also have insurance and surrender choices. (To be discussed in further detail.)
  • Once you stand, the dealer will go through their hand, going by the game rules.
  • If a payout is warranted it will be given.
  • It is time for the next round.

Atlantic City Blackjack Features

Based on the Atlantic City Blackjack rules, it is time to determine what options you have during game play.


A split occurs when you take a pair of cards and make it two hands, instead of keeping the hands together.


You decide not to take another card and remain with the value of the cards in your current hand.


You would take another card, see what the value is, and decide if you want to hit or stand to get closer to 21.


Double or doubling down is where you increase your wager and receive one more card. Your hope is that one more card will not make you go bust and that it will be enough to win against the dealer.


Going bust means your hand has not gained a value of 21 or lower, but instead you have 22 or higher. If you bust, it is an automatic win for the dealer.


Having a value of 21 means two or more cards added up to the value. If the dealer has Blackjack, the dealer wins. If you both have 21, it is a “push.”


A push is a tie. Neither you nor the house won, so a tie breaker is required. You do not wager more to continue; the game automatically dealer’s new cards and the outcome is determined by whether you or the dealer obtains a better hand.


As the name of the game, it is the true meaning of the value of 21. In the original game, an ace with a one-eyed jack provided 21 and it was named Blackjack. You actually need to get the ace and jack to have “blackjack” instead of just 21.

Insurance and Surrender

Insurance is an option in Atlantic City Blackjack online games, where you decide to make a side bet. The side bet says if a dealer has an ace, you believe they have a value of 21 in the hidden second card. If the dealer has 21, the dealer wins the initial wager and you lose your hand. However, the insurance wager pays out, so you break even during the game. Unfortunately, if the dealer does not have 21, but has a better hand then you have lost two bets.

Surrender is an option that comes early and late in the game. An early surrender is where you look at your hand and decide you cannot win, so you will take half your wager back and lose the other half. A late surrender happens after the dealer may have 21. You would again lose half your wager.

Why Play Atlantic City Blackjack Online?

Online Atlantic City Blackjack is a fun way to spend a few hours and make some winnings. People who enjoy gambling and playing Blackjack will also enjoy this variation. There are some favorable situations for the play, such as the dealer having to stand on a hard or soft 17. It makes it more likely that you might win against the dealer based on what card they are showing in their hand. It is a game of strategy. For players who are tired of the classic version it is fun and entertaining. You also get to play a game that is developed by Microgaming. With the late surrender option, you can still protect half your wager. Lastly, the house edge is 0.36%, when played correctly.


Have you still got questions? This section is designed to help answer some of your concerns or unknowns.


What is the goal of Atlantic City Blackjack?

As with the original game, Atlantic City Blackjack is about winning against the dealer and not other players in the game. The ultimate goal is to have 21 or the highest hand that is not a busted hand in order to win against the dealer.


How much is the Payout?

Each casino has a different payout table, but the standard rules apply. Insurance is 2 to 1, surrender is ½ your wager, all other hands that are not 21 or Blackjack, but that win are 1 to 1. A hand of 21 is typically 2 to 1, and Blackjack is often 3 to 1.


How do I find a place to play the game?

It is best to read reviews of online casinos that operate in your country. Reviews help you determine if the casino is a safe and secure place to play. You also have the option of checking the license and regulations for the casino. Furthermore, reviewed casinos discuss the games available, which helps you narrow down which locations provide the games you want to play, such as Atlantic City Blackjack online.


What are the limits?

As with the payouts, each online casino has the right to set their table limits. Most casinos have Atlantic City Blackjack online with varying limits to fit your pocketbook. You may find a game with $ 1 per hand or as much as $ 100 per hand. Check before you register with a casino to make certain you can afford the game.


Can I play the game for free?

Yes, in many instances, online casinos have a demo version of the real game. You can select demo mode before going into the virtual game and making wagers. In demo mode, you are able to play without risk to challenge yourself and try out different strategies.


Is this the only variant to Blackjack?

Atlantic City Blackjack is just one of the many versions of Blackjack available online. You also have standard, European, Surrender, Pontoon, and over a half dozen other choices.

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